NOC 12202: Insurance underwriters

Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. They are employed at head and branch offices of insurance companies.

Express Entry eligibility

• Skilled work (TEER 0 to 3): yes, TEER 2.
• Canadian Experience Class: counts as skilled Canadian work (1 year in the last 3 years).
• Federal Skilled Worker Program: counts as skilled work (1 year of continuous work in the last 10 years).
• Federal Skilled Trades Program: not one of the eligible trades.
• High-wage occupation (from November 3, 2026): no. No high-wage add-on, and a job offer in it earns no CRS points.

TEER 2: Occupations that usually need a college diploma, an apprenticeship of 2 or more years, or supervisory duties. Every program has other requirements too, such as language test results and, for FSW, a points test.

Category-based draws

NOC 12202 is not on any of IRCC’s occupation category lists. You can still be invited in general, Canadian Experience Class or other program draws.

Category lists checked on canada.ca on 2026-10-17. IRCC category-based selection

CRS points for work in NOC 12202

Skilled Canadian work in this occupation earns the standard points, the same before and after November 3, 2026, with no high-wage add-on:

See Canadian work points and the median-wage rule.

Main duties

This group performs some or all of the following duties:

• Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance
• Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible
• Approve sale of insurance policies and ensure compliance with government regulations
• Provide recommendations on individual or group insurance plan designs
• Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel
• Prepare underwriting reports and update insurance forms when necessary.

For Express Entry your duties must match the lead statement and most of the main duties above.

Example job titles

• group underwriter
• insurance underwriter
• liability underwriter
• property underwriter

Employment requirements

• Completion of secondary school and some general insurance experience or A bachelor's degree, college diploma or some post-secondary education is required.
• Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.

Similar jobs with a different code

• 63100Insurance agents and brokers
• 10020Insurance manager